Sezzle: Buy Now, Pay Later. 0% Interest. (2024)

FAQs

Is Sezzle zero interest? ›

Sezzle It: Pay it in 4 with No Interest!¹

Tap into a new way to get what you want with Sezzle Buy Now, Pay Later. The flexibility of a credit card without the interest or hidden fees.

The app Affirm provides one of the easiest guaranteed approvals.

Payment methods linked to your account. Adding another debit card or a credit card can help us better understand your repayment ability, which can help get orders approved! Sezzle has a $2500 limit. If you're a first time user of Sezzle, you may not be approved for the full $2500.

BUY NOW - PAY LATER - INTEREST FREE: homePLUS makes it easy to get what you need today, even if you don't have the funds available for a few months. $0 Down, 0% Interest for up to six full months after purchase!

You can opt to pay via prepaid card, credit card or even a debit card, but Sezzle charges a $5 fee per payment for these methods. It also has a strict late payment policy: If your payment is late by two days, Sezzle will deactivate your account until you make the late payment plus a $15 reactivation fee.

Easy qualifying: The app gives you a minimum spending power to start that can be increased as you pay on time. No hard credit inquiry is required unless you apply for a longer term loan.

In the Payment Management market, AfterPay has a 2.31% market share in comparison to Sezzle's 0.81%. Since it has a better market share coverage, AfterPay holds the 5th spot in 6sense's Market Share Ranking Index for the Payment Management category, while Sezzle holds the 10th spot.

One of the many benefits of Sezzle is the ability to build your credit! When you upgrade to Sezzle Up, you consent to having us report your Sezzle payment history on your behalf. By making your payments on time, you can increase your credit score, whereas missed payments may adversely impact your credit score.

Can I get buy now, pay later with bad credit no credit check? ›

Buy Now Pay Later services without credit checks offer consumers the ability to purchase items and defer payment, all without undergoing traditional credit assessments. One such example of a buy now pay later company is Afterpay. To sign up to Afterpay, you need to: Be at least 18 years of age.

Afterpay allows consumers to purchase their goods and pay for them in four equal installments, due every two weeks. The service is interest-free if payments are made on time. Afterpay does not require a traditional credit check, making it accessible to a broader range of consumers.

Declined due to a failed payment that has occurred on an order. This decline also may occur if one of your payments is in the "pending" or "processing" statuses. Login to your dashboard and pay off any failed payments.

At checkout, you might not see the pay in 4 option available for the following scenarios: You are attempting a purchase over your current spending power. See, How do I know how much I can spend with Sezzle? The order is below the minimum order amount at the merchant.

We try to offer all applicants a simple payment plan through Sezzle, but unfortunately, we're not always able to approve every order. Our system assesses every order individually, taking into account your available funds, outstanding orders, and the total cost of the order you're trying to place.

Sezzle has no interest rate or hidden fees

Unlike traditional credit card purchases or loans, Sezzle doesn't charge interest on the installment payments. This transparency in pricing allows Sezzle's customers to make informed decisions and avoid unexpected financial burdens.

Sezzle is completely interest-free for shoppers. We pay Sezzle a fee for each transaction so that we can help you shop now and pay later. The only fees you could potentially incur are failed payment fees and late payment fees.